www.archerdirect.com What exactly do payday loans mean? During periods when there is a necessity to loan cash, individuals choose these loans as a great help. This type of financial loan is payable within 2 to 3 weeks. If you want cash for an urgent need and it is not yet your fast cash, this will be a good source of help. The primary reason why individuals resort to this kind of financial loan is due to emergency financial help needed. The salary that will go to your account in your payday would be subtracted by the amount of cash you lent along with the transaction charge. In case you have money problems, this loan will do well for you to resolve it and also have peace of mind.